Watch more Understanding Insurance videos: www.howcast.com Subscribe to Howcast’s YouTube Channel – howc.st Learn the best way to appeal a health insurance denial. Howcast uploads the highest quality how-to videos daily! Be sure to check out our playlists for guides that interest you: howc.st Subscribe to Howcast’s other YouTube Channels: Howcast Health Channel – howc.st Howcast Video Games Channel – howc.st Howcast Tech Channel – howc.st Howcast Food Channel – howc.st Howcast Arts & Recreation Channel – howc.st Howcast Sports & Fitness Channel – howc.st Howcast Personal Care & Style Channel – howc.st Howcast empowers people with engaging, useful how-to information wherever, whenever they need to know how. Emphasizing high-quality instructional videos, Howcast brings you experts who provide accurate information in easy-to-follow tutorials on everything from makeup, hairstyling, nail art design, and soccer to parkour, skateboarding, dancing, kissing, and much, much more. Step 1: Enlist doctor’s aid Enlist your doctor’s assistance with correct coding information, proper documentation, and medical records. Step 2: Write appeal letter Write your appeal letter. Be sure to include the date, claim number, date of service, policy number, reason for denial, why you are writing, and what you are requesting. Tip Sample medical appeal letters are available online. Step 3: Include paperwork Include supporting paperwork with your appeal letter such as letters of medical necessity from …
Europe Insurance Market Outlook to 2015 – Driven by Robust Growth in Health Insurace
Executive Summary
The Report titled “Europe Insurance Market Outlook to 2015 – Driven by Robust Growth in Health Insurance” provides an in-depth analysis of the Europe insurance industry. The report covers specific insights on the market size, insurance density, insurance penetration and segmentation, drivers and restraints, recent trends and developments and future outlook of the insurance industry in the Europe and in the five countries including the UK, Germany, France, Italy and Netherlands. The report also entails the market size on the basis of gross insurance premium written in case of life and non-life insurance and market share of various companies at the country level. Overall, the report offers a comprehensive analysis of the entire European insurance industry.
Insurance Industry in Europe
Insurance industry in Europe is the largest and impelling force backing the economy. The industry has been severely affected due to the financial crisis, particularly in the second half of 2008 and in the first half of 2009. The gross insurance (direct) premium written in 2009 totaled at USD ~ million, indicating a fall of ~% from USD ~ million in 2008.
After 2009, the life insurance density is expected to increase constantly in short term. The life density is expected to increase from USD ~ and reach USD ~ by 2015. A similar trend is also expected to be followed for non-life industry. The density is expected to increase from USD ~ to USD in 2009 to USD ~ by 2015. Total insurance density is expected to increase at a CAGR of ~% during 2009-2015 and is expected to reach USD ~ in 2015 from USD ~ in 2009.
In Europe, the UK is the largest player with a market share ~% in 2009. The second largest player operating in the region is France with a share of ~% followed by Germany with ~% of the market. Italy is the fourth largest player operating in the region with a market share of ~%. With a market share ~%, Netherlands is another major region. Other countries combine to constitute ~% of the total share.
UK
Motor insurance in the UK grew at a CAGR of ~% from 2001-2009. The premium increased from 2002 onwards and continued to increase till 2005, declining marginally in 2006 and then again increased in 2007. The premium dipped again in 2008 and 2009 because of economic depression.
In the near future the demand for motor insurance is expected to increase at a CAGR of ~% during 2009-2015. The premium for motor insurance is expected to increase from USD ~ million in 2009 to USD ~ million in 2015.
France
In the near future in France the life premium is expected to increase at a CAGR of ~% from 2009-2015. The gross premium for life insurance is expected to increase from USD ~ million in 2009 to USD ~ million in 2015. Non-life premium is expected to be in greater proportions than that expected for life insurance premium. The non-life gross premium is expected to increase from USD ~ million in 2009 to USD ~ million in 2015, at an expected CAGR of ~%. As a result, total gross insurance premium is also expected to increase at a CAGR of ~%, from USD ~ million in 2009 to USD ~ million in 2015.
Germany
Life insurance density of Germany increased at a CAGR of ~% during 2001-2009. The density has been on a rise since many individuals have started insuring themselves after realizing the benefits associated with it. Density increased from USD ~ in 2001 to USD ~ in 2009. Non-life insurance density also increased USD ~ million in 2001 to USD ~ million in 2009, a growth of ~% in the mentioned period. Total insurance density increased from USD ~ in 2001 to USD ~ in 2009, registering a CAGR of ~%.
Italy
Gross premium in property insurance in Italy has witnessed a double digit growth of ~% during the period from 2001-2009. The gross premium increased from USD ~ million in 2001 to USD ~ million in 2009.
In the forecasted period, the property insurance is expected to increase at a CAGR of ~%, rising from USD ~ million in 2009 to USD ~ million in 2015.
Netherlands
The premium from health insurance is expected to double by 2015. It is expected that the premium would reach USD ~ million. Life insurance would contribute to USD ~ million. Motor and property insurance would contribute close to USD ~ million and USD ~ million respectively. Other non-life insurance would also be a segment with a premium contribution of USD ~ million in 2015.
Scope of Research
The report entails thorough analysis, drivers, restraints and market opportunities for insurance industry in the Europe. The scope of the report includes:
- The market size of life and non-life insurance industry in terms of gross insurance premium written for Europe and 5 countries (the UK, Germany, France, Italy, Netherlands) 2001 to 2015
- Life and Non-life insurance density in USD for Europe and for all 5 countries, 2001 to 2015
- Life and Non-life insurance penetration, premium as a percentage of GDP for Europe and for all 5 countries, 2001 to 2015
- Market segmentation on the basis of Geography and on the basis of Product for Europe and major 5 countries, 2009 and 2015
- Competitive Landscape of the major life and non-life insurers (Aviva, Standard Life, CNP, AXA, Allianz Leben, Aachen muenchener Leb, Poste Vita, Assicurazioni Generali, NationaleNederlanden, AEGON) in various countries on the basis of gross premium written
- In-depth analysis of trends and developments, drivers, restraints and future outlook of the insurance industry in Europe and the major 5 countries
- Market opportunities and Future Outlook of the insurance industry in Europe and major 5 countries.